Paying for care

Can a family member get paid to be a caregiver?

Many families wonder whether they can be paid for the care they're already giving. In some cases, yes. Here are the main routes in Kansas and Missouri.

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Quick answer

Yes, in some cases. In Kansas, a parent on the KanCare Frail Elderly waiver can choose a family member, other than a spouse or legal representative, to provide paid attendant care. In Missouri, the Structured Family Caregiver waiver supports a live-in family caregiver for a person with Alzheimer's or another dementia. Veterans may qualify for the VA's caregiver program, which includes a monthly stipend. Some long-term care insurance policies also pay family caregivers. (800) 614-8388 to talk through options.

Last updated October 9, 2026Costs are published medians or typical ranges with a named source, never quotes. Every community and agency prices differently.

Kansas: KanCare Frail Elderly waiver

  • For people 65 and older who meet the nursing facility level of care and Medicaid financial rules.
  • Attendant care can be self-directed, meaning your parent (or their representative) chooses, trains and supervises the worker.
  • Per KDADS, a family member can be the paid attendant, but not a spouse or someone appointed to act on your parent's behalf (such as an activated durable power of attorney or guardian).
  • Start with the Aging and Disability Resource Center: 1-855-200-2372. See KanCare for older adults.

Missouri: Structured Family Caregiver waiver

  • For people 21 and older diagnosed with Alzheimer's or a related dementia who would otherwise need nursing home care.
  • Personal care and homemaker services are delivered by a live-in primary caregiver, with medication oversight and appointment escorting.
  • Apply through the Department of Health and Senior Services HCBS line: 1-866-835-3505. See MO HealthNet for older adults.

Veterans: VA caregiver program

The Program of Comprehensive Assistance for Family Caregivers serves caregivers of eligible veterans with a service-connected disability rated 70% or higher who need at least 6 months of continuous in-person personal care. Benefits can include a monthly stipend, health coverage through CHAMPVA, training and counseling. See VA caregiver program.

Other routes

  • Long-term care insurance: some policies pay family members; check the policy.
  • Family care agreement: a parent can pay a family member from their own money under a written agreement. Because this can affect taxes and future Medicaid eligibility, talk to an elder law attorney first.
  • Caregiver support: even if you can't be paid, your Area Agency on Aging may offer respite, training and support.

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Questions families ask

Can I get paid to take care of my mom in Kansas?

Possibly. If she's on the KanCare Frail Elderly waiver, she can choose a family member who isn't her spouse or legal representative as a paid attendant.

Can I get paid to take care of a parent in Missouri?

Possibly. Missouri's Structured Family Caregiver waiver supports live-in family caregivers of people with Alzheimer's or another dementia who qualify.

Can a spouse be paid as a caregiver?

Under the Kansas Frail Elderly waiver, no. The VA caregiver program can include a spouse.

Does Medicare pay family caregivers?

No.

Sources

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