Quick answer
This calculator starts from the 2025 median monthly cost of assisted living ($5,975 in Kansas, $5,400 in Missouri, $6,200 nationally, from the CareScout Cost of Care Survey 2025), adds the care fee and other costs you enter, subtracts monthly income, and shows how long savings would cover any gap. Replace the median with a real quote once you have one. (800) 614-8388 if you'd like help with the numbers.
Estimate your monthly budget
Estimate a monthly budget
Starts from the published median for the area you pick; replace it with a real quote as soon as you have one. Nothing you type leaves this page.
How to use the results
- Base rate: the median is a starting point; real prices vary by community and apartment.
- Care add-on: many communities charge care levels on top of rent. Ask for your parent's level in writing.
- Other costs: pharmacy, phone, personal items, salon, transportation.
- Income: Social Security, pensions, annuities, VA benefits.
- Savings: money set aside for care, including proceeds from selling a home.
If there's a gap
- Look at ways to pay: VA Aid and Attendance, long-term care insurance, Medicaid waivers, home sale proceeds. See how to pay for assisted living.
- Compare with care at home: in-home care vs. assisted living.
- Ask communities whether they accept Medicaid if savings run out.
Want help with the numbers?
We'll help you find communities that fit the budget near Kansas City. Free.
Questions families ask
How accurate is this calculator?
It's an estimate. It starts from published 2025 state medians; your quotes will differ.
Does the calculator save my information?
No. Nothing you type leaves this page.
What's the median cost of assisted living in Kansas and Missouri?
In 2025, $5,975 a month in Kansas and $5,400 in Missouri (CareScout Cost of Care Survey 2025).
What if savings won't last?
Look at VA benefits, long-term care insurance and Medicaid, and ask communities about Medicaid early.