Veterans

VA pension for older veterans: who qualifies and how much it pays

The VA pension is a monthly, needs-based payment for wartime veterans with limited income who are 65 or older or disabled. It's also the base for Aid and Attendance.

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Quick answer

The Veterans Pension pays wartime veterans with limited income and net worth who are 65 or older, or have a permanent and total disability, or are in a nursing home, or get SSDI or SSI. The payment is the difference between countable income and the Maximum Annual Pension Rate (MAPR). Effective December 1, 2025, the MAPR for a veteran with no dependents is $17,441 a year, or $29,093 with Aid and Attendance, and the net worth limit is $163,699. Unreimbursed medical expenses, including care costs, can reduce countable income.

Last updated October 9, 2026Costs are published medians or typical ranges with a named source, never quotes. Every community and agency prices differently.

Who qualifies

Service: not dishonorably discharged, and, for example, if you started active duty before September 8, 1980, at least 90 days of active duty with at least 1 day during a wartime period. Later service has different rules. And at least one of these:

  • Age 65 or older.
  • Permanent and total disability.
  • In a nursing home for long-term care because of a disability.
  • Getting Social Security Disability Insurance or Supplemental Security Income.

And: yearly family income and net worth within the limits.

Maximum annual pension rates (effective December 1, 2025)

SituationNo dependents1 dependent
Basic pension$17,441$22,839
With Housebound$21,313$26,710
With Aid and Attendance$29,093$34,488

Add $2,984 for each additional dependent. Source: VA.gov Veterans Pension rates.

How the payment is figured

VA subtracts your parent's countable yearly income from the MAPR. Medical expenses above 5% of the MAPR (for example, $872 for a veteran with no dependents) can be deducted from income, which can raise the payment.

Net worth and look-back

The net worth limit is $163,699 (December 1, 2025 to November 30, 2026). It excludes the primary residence and car. VA looks back 3 years at asset transfers for less than fair market value; a penalty period of up to 5 years can apply.

How to apply

Apply online, or with VA Form 21P-527EZ by mail to the Pension Intake Center, PO Box 5365, Janesville, WI 53547-5365, or at a regional office. An accredited Veterans Service Organization can help for free. If your parent needs help with daily activities, see how to apply for Aid and Attendance.

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Questions families ask

How much is the VA pension now?

The MAPR for a veteran with no dependents is $17,441 a year, effective December 1, 2025. The payment is the MAPR minus countable income.

Do you have to be 65 to get a VA pension?

No. Veterans under 65 may qualify with a permanent and total disability, nursing home care, or SSDI or SSI.

Is the house counted in net worth?

No. The primary residence isn't counted.

Can a surviving spouse get a pension?

Yes. VA has a Survivors Pension with its own rates.

Sources

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