Medicare Advantage · 2027 plan year

Medicare Advantage plans in 40 large US counties for 2027

2027 plan year

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Plan counts, $0-premium plans, insurers and out-of-pocket maximums for 40 large US counties, straight from CMS.

Quick answer

Among the 40 counties below, Los Angeles County, CA has the most Medicare Advantage plans for 2027 (70) and Contra Costa County, CA has the fewest (5). The share of plans with a $0 monthly premium runs from 39% in Suffolk County, NY to 92% in Clark County, NV. Figures come from the CMS CY2027 landscape (release 202609.1, data last updated September 22, 2026) and the 2027 Star Ratings (October 8, 2026).

We do not offer every plan available in your area. Currently we represent a small number of insurance agencies and the plans they carry. Please contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day / 7 days a week, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

We are an independent information and referral resource. We are not connected with, endorsed by, or acting on behalf of the United States government, the Centers for Medicare & Medicaid Services, or the federal Medicare program. Calling a number on this page connects you with a licensed insurance agent or a third-party marketing partner.

2027 Medicare Advantage numbers by county

Plans are Medicare Advantage and Medicare Advantage with drug coverage plans open to everyone with Medicare, counted from the CMS landscape file. Choose a county for the full breakdown by plan type and insurer, how it compares with the rest of its state, and the state's free SHIP counseling line.

CountyPopulation (2025 est.)Plans$0 premiumInsurersOut-of-pocket maxPlans with 4+ stars
Los Angeles County, CA9,694,934706017$199 to $9,85030 of 63
Cook County, IL5,194,62548399$2,150 to $9,85024 of 48
Harris County, TX5,045,026494111$1,500 to $9,85024 of 46
Maricopa County, AZ4,689,558524613$2,000 to $8,90028 of 50
San Diego County, CA3,282,248463714$295 to $9,85020 of 44
Orange County, CA3,149,507625415$295 to $9,85026 of 55
Miami-Dade County, FL2,802,029413512$500 to $9,85033 of 41
Dallas County, TX2,661,39742298$2,399 to $9,85022 of 42
Kings County, NY2,653,963372211$4,950 to $9,85012 of 34
Riverside County, CA2,544,916474316$295 to $9,85021 of 43
Clark County, NV2,407,22639369$900 to $7,15027 of 38
Queens County, NY2,358,182301611$6,800 to $9,85011 of 27
King County, WA2,344,93930186$3,150 to $9,85019 of 26
Tarrant County, TX2,248,46640288$2,399 to $9,85020 of 40
San Bernardino County, CA2,224,091494415$295 to $9,85021 of 46
Bexar County, TX2,160,088483711$2,800 to $9,85026 of 45
Broward County, FL2,013,317443812$750 to $9,85034 of 44
Santa Clara County, CA1,914,39119107$295 to $9,85010 of 19
Middlesex County, MA1,669,97933157$3,400 to $9,85023 of 32
New York County, NY1,664,862261510$4,950 to $9,8507 of 26
Alameda County, CA1,636,6301698$295 to $9,8507 of 16
Sacramento County, CA1,618,46016107$295 to $9,8507 of 16
Palm Beach County, FL1,575,726494212$750 to $9,85038 of 49
Philadelphia County, PA1,574,281634013$4,150 to $9,85039 of 62
Hillsborough County, FL1,574,115524715$1,000 to $9,85039 of 52
Suffolk County, NY1,546,0901877$6,800 to $9,85010 of 18
Orange County, FL1,528,002454014$1,000 to $9,85034 of 45
Bronx County, NY1,406,332311710$4,950 to $9,85012 of 31
Nassau County, NY1,398,93928159$6,800 to $9,85010 of 25
Travis County, TX1,389,67028205$3,900 to $9,85015 of 28
Collin County, TX1,297,17940288$2,399 to $9,85022 of 40
Hennepin County, MN1,284,7841895$3,900 to $9,85011 of 18
Wake County, NC1,257,23535286$3,400 to $9,85024 of 34
Mecklenburg County, NC1,233,38350419$3,500 to $9,85036 of 50
Cuyahoga County, OH1,232,925664011$3,000 to $9,85046 of 65
Allegheny County, PA1,225,035603410$4,150 to $9,85044 of 59
Contra Costa County, CA1,170,070523$295 to $6,7504 of 5
Fairfax County, VA1,167,87325146$5,900 to $9,85017 of 24
Fulton County, GA1,098,79152439$3,400 to $9,85028 of 52
Pima County, AZ1,074,685524612$1,899 to $8,90027 of 50

Counties by state

Arizona

California

Florida

Georgia

Illinois

Massachusetts

Minnesota

Nevada

New York

North Carolina

Ohio

Pennsylvania

Texas

Virginia

Washington

How to use these pages

  • Open enrollment runs October 15 to December 7, 2026. Plan changes take effect January 1, 2027.
  • Start with your doctors and drugs. A plan with a lower premium is not a better fit if your doctor is out of network or a prescription is not covered.
  • Compare the out-of-pocket maximum along with the premium, since it caps what covered care can cost in a year.
  • Check your exact ZIP code. County totals are a starting point; the ZIP code lookup shows plan counts for your ZIP code.

Questions about these county pages

Which counties have a Medicare Advantage page here?

The 40 largest US counties by population (Census Vintage 2025 estimates) that have Medicare Advantage plans in the CMS 2027 landscape and whose plan data is not identical to another county's. They are in 15 states.

Why are some large counties missing?

A county is listed only when its CMS plan data differs from every other county's. Wayne County, MI, Franklin County, OH, Oakland County, MI, and Salt Lake County, UT have the same general Medicare Advantage plan list as at least one other county, so they are left out here.

Where do the numbers come from?

From the CMS Medicare Advantage and Part D Landscape source file for contract year 2027 (release 202609.1, data last updated September 22, 2026) and the CMS 2027 Star Ratings tables (October 8, 2026). Each county page lists its sources and what is counted.

How do I see plans for a county that is not listed?

Use the ZIP code lookup on this site for plan counts by ZIP code, or Plan Finder at Medicare.gov. Your State Health Insurance Assistance Program (SHIP) gives free help comparing plans.

Sources and what is counted

Source: CMS Medicare Advantage and Part D Landscape source file, contract year 2027, release 202609.1 (file cy2027-landscape-202609-1.zip, CY2027_Landscape_202609.csv), data last updated September 22, 2026; CMS 2027 Part C and D Star Ratings data tables (Summary Ratings table), October 8, 2026; U.S. Census Bureau Vintage 2025 county population estimates (July 1, 2025). Plans counted by Senior Transition Assistance.

Counties are listed by population, largest first. A county page is published only when its CMS plan data is not identical to any other county's. Special needs plans, cost plans, employer-only plans and stand-alone Part D plans are not in the counts, and they are not part of that comparison.

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