---
title: "Senior Care Cost Comparison: Home Care vs Assisted Living"
description: "Compare monthly senior care costs side by side: home care hours, adult day care, assisted living and nursing homes, using 2025 state medians."
url: https://seniortransitionassistance.com/tools/senior-care-cost-comparison/
updated: 2026-10-09
site: Senior Transition Assistance
---

Tools

# Senior care cost comparison: home care vs. assisted living and more

Enter the hours of help your parent needs and the cost of keeping the house, and see how staying home compares with adult day care, assisted living and nursing homes. Nothing you type leaves this page.

Talk it through with a person[  (800) 614-8388 ](tel:+18006148388)

Free. We listen, explain your options, and introduce you to a few that fit. You decide.

Quick answer

This tool compares estimated monthly costs using 2025 medians from the CareScout Cost of Care Survey for Kansas, Missouri or the U.S.: home care at the median hourly rate ($34 in Kansas, $33 in Missouri) times the hours you enter, plus the cost of keeping the home; adult day care five days a week; assisted living; and nursing home rooms. Your quotes will differ. [(800) 614-8388](tel:+18006148388) if you'd like help comparing real options.

**Last updated October 9, 2026** Costs are published medians or typical ranges with a named source, never quotes. Every community and agency prices differently.

## Compare monthly costs

## Reading the results

- **Home care** is priced at the median hourly rate times hours, times 52 weeks, divided by 12.
- **Keeping the home** includes the mortgage or rent, utilities, upkeep and food that assisted living would otherwise cover.
- **Adult day care** uses the median for 5 days a week, plus the home.
- **Assisted living** is the median for a private one-bedroom.
- **Nursing homes** show shared and private room medians.

## Beyond cost

Compare safety, company, nights and caregiver strain too. See [in-home care vs. assisted living](https://seniortransitionassistance.com/help/care-at-home/vs-assisted-living/).

### Want help comparing real options?

We'll help you find home care and senior living near Kansas City that fit. Free.

[  (800) 614-8388 ](tel:+18006148388)[Have us call you](#g-form)

## Questions families ask

### Is home care cheaper than assisted living?

For a few hours a week, usually. For full-time help, assisted living usually costs less.

### Where do the numbers come from?

2025 medians from the CareScout Cost of Care Survey.

### Does the tool save what I enter?

No. Nothing you type leaves this page.

### What if my parent needs care at night?

Overnight care adds many hours. See [24-hour home care costs](https://seniortransitionassistance.com/costs/24-hour-home-care/).

## Sources

- [CareScout Cost of Care Survey 2025, Median Cost Data Tables (survey July to November 2025; median cost data tables, published March 2026)](https://pro.genworth.com/riiproweb/productinfo/pdf/282102.pdf)

## Related guides

- [What it costs](https://seniortransitionassistance.com/costs/)
- [In-home care vs. assisted living](https://seniortransitionassistance.com/help/care-at-home/vs-assisted-living/)
- [In-home care costs](https://seniortransitionassistance.com/costs/in-home-care/)
- [Assisted living costs](https://seniortransitionassistance.com/costs/assisted-living/)
- [Assisted living cost calculator](https://seniortransitionassistance.com/tools/assisted-living-cost-calculator/)
- [Estate cleanout](https://seniortransitionassistance.com/costs/estate-cleanout/)
- [Estate sale companies](https://seniortransitionassistance.com/costs/estate-sale-company/)
- [Independent living](https://seniortransitionassistance.com/costs/independent-living/)
- [Memory care costs](https://seniortransitionassistance.com/costs/memory-care/)

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