---
title: "Assisted Living Cost Calculator: Estimate Your Budget"
description: "Free assisted living cost calculator: start from the 2025 Kansas, Missouri or U.S. median, add care fees, and see the gap and how long savings last."
url: https://seniortransitionassistance.com/tools/assisted-living-cost-calculator/
updated: 2026-10-09
site: Senior Transition Assistance
---

Tools

# Assisted living cost calculator

Use this calculator to estimate what assisted living may cost each month, how much income covers, and how long savings could last. Nothing you type leaves this page.

Talk it through with a person[  (800) 614-8388 ](tel:+18006148388)

Free. We listen, explain your options, and introduce you to a few that fit. You decide.

Quick answer

This calculator starts from the 2025 median monthly cost of assisted living ($5,975 in Kansas, $5,400 in Missouri, $6,200 nationally, from the CareScout Cost of Care Survey 2025), adds the care fee and other costs you enter, subtracts monthly income, and shows how long savings would cover any gap. Replace the median with a real quote once you have one. [(800) 614-8388](tel:+18006148388) if you'd like help with the numbers.

**Last updated October 9, 2026** Costs are published medians or typical ranges with a named source, never quotes. Every community and agency prices differently.

## Estimate your monthly budget

## How to use the results

- **Base rate:** the median is a starting point; real prices vary by community and apartment.
- **Care add-on:** many communities charge care levels on top of rent. Ask for your parent's level in writing.
- **Other costs:** pharmacy, phone, personal items, salon, transportation.
- **Income:** Social Security, pensions, annuities, VA benefits.
- **Savings:** money set aside for care, including proceeds from selling a home.

## If there's a gap

- Look at ways to pay: VA Aid and Attendance, long-term care insurance, Medicaid waivers, home sale proceeds. See [how to pay for assisted living](https://seniortransitionassistance.com/help/paying-for-it/how-to-pay-for-assisted-living/).
- Compare with care at home: [in-home care vs. assisted living](https://seniortransitionassistance.com/help/care-at-home/vs-assisted-living/).
- Ask communities whether they accept Medicaid if savings run out.

### Want help with the numbers?

We'll help you find communities that fit the budget near Kansas City. Free.

[  (800) 614-8388 ](tel:+18006148388)[Have us call you](#g-form)

## Questions families ask

### How accurate is this calculator?

It's an estimate. It starts from published 2025 state medians; your quotes will differ.

### Does the calculator save my information?

No. Nothing you type leaves this page.

### What's the median cost of assisted living in Kansas and Missouri?

In 2025, $5,975 a month in Kansas and $5,400 in Missouri (CareScout Cost of Care Survey 2025).

### What if savings won't last?

Look at VA benefits, long-term care insurance and Medicaid, and ask communities about Medicaid early.

## Sources

- [CareScout Cost of Care Survey 2025, Median Cost Data Tables (survey July to November 2025; median cost data tables, published March 2026)](https://pro.genworth.com/riiproweb/productinfo/pdf/282102.pdf)

## Related guides

- [Assisted living costs](https://seniortransitionassistance.com/costs/assisted-living/)
- [How to pay for assisted living](https://seniortransitionassistance.com/help/paying-for-it/how-to-pay-for-assisted-living/)
- [How to choose](https://seniortransitionassistance.com/help/assisted-living/how-to-choose/)
- [What it costs](https://seniortransitionassistance.com/costs/)
- [Assisted living by state](https://seniortransitionassistance.com/costs/assisted-living-by-state/)

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