--- title: "Medicare Advantage plans in Fulton County, GA for 2027" description: "52 Medicare Advantage plans from 9 insurers in Fulton County, Georgia for 2027: 43 with a $0 premium, out-of-pocket maximums $3,400 to $9,850. CMS data, local SHIP help and how to compare." url: https://seniortransitionassistance.com/medicare-advantage/counties/ga/fulton-county/ updated: 2026-10-16 site: Senior Transition Assistance --- Medicare Advantage ยท 2027 plan year # Medicare Advantage plans in Fulton County, Georgia for 2027 2027 plan year Call a licensed agent Free, no obligation, no pressure. Have your doctors and prescriptions nearby. [(800) 614-8388](tel:+18006148388) TTY 711. Mon to Fri, 8 a.m. to 8 p.m. 52 plans from 9 insurers, with CMS numbers for Fulton County, Georgia and free local help. Quick answer CMS lists 52 Medicare Advantage plans from 9 insurers that people with Medicare can join in Fulton County, Georgia for 2027. 43 have a $0 monthly premium and 37 include drug coverage. In-network out-of-pocket maximums run from $3,400 to $9,850 a year. 28 of the 52 plans with a 2027 star rating have 4 or more stars. Data last updated September 22, 2026 (CMS landscape 202609.1); star ratings October 8, 2026. **We do not offer every plan available in your area.** Currently we represent a small number of insurance agencies and the plans they carry. Please contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day / 7 days a week, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. We are an independent information and referral resource. We are not connected with, endorsed by, or acting on behalf of the United States government, the Centers for Medicare & Medicaid Services, or the federal Medicare program. Calling a number on this page connects you with a licensed insurance agent or a third-party marketing partner. ## 2027 plan numbers for Fulton County ### Fulton County at a glance Plans open to everyone 52 With a $0 monthly premium 43 With drug coverage 37 In-network out-of-pocket maximum $3,400 to $9,850 Insurers with plans 9 Plans rated 4+ stars 28 of 52 rated Special needs plans (qualifying members only) 38 Plans open to everyone means Medicare Advantage and Medicare Advantage with drug coverage plans that are not special needs plans. Premium means the plan premium; your Part B premium is separate. Fulton County ranks #43 among US counties by population (Census estimate for July 1, 2025: 1,098,791 people). By number of plans offered it ranks #3 of the 159 counties in Georgia that have plans, and #108 of the 3,040 counties in the country that have plans. ### Plans by type | Plan type | Plans | What it generally means | |---|---|---| | HMO | 14 | Care usually has to come from the plan's network. | | HMO with point-of-service (HMO-POS) | 8 | An HMO that covers some out-of-network care. | | Private fee-for-service (PFFS) | 1 | Private fee-for-service: the plan sets what it pays providers. | | PPO | 26 | Out-of-network care is allowed, usually at a higher cost. | | Regional PPO | 3 | A PPO sold across a multi-county region. | ### Insurers with plans in Fulton County | Insurer | Plans in Fulton County | Share of plans | |---|---|---| | Humana | 18 | 35% | | Aetna Medicare | 6 | 12% | | Kaiser Permanente | 6 | 12% | | Wellcare | 6 | 12% | | Devoted Health | 4 | 8% | | HealthSpring | 4 | 8% | | Anthem Blue Cross and Blue Shield | 3 | 6% | | Clover Health | 3 | 6% | | UnitedHealthcare | 2 | 4% | ## How Fulton County compares with the rest of Georgia The state column is the average of the 159 Georgia counties that have Medicare Advantage plans in the CMS file; each county counts once, whatever its population. | Measure | Fulton County | Average Georgia county | |---|---|---| | Plans open to everyone | 52 | 39.4 | | Plans with a $0 premium | 83% | 80% | | Insurers with plans | 9 | 6.7 | | PPO and Regional PPO share of plans | 56% | 79% | | Lowest out-of-pocket maximum | $3,400 | $3,770 | | Highest out-of-pocket maximum | $9,850 | $9,850 | | Rated plans with 4+ stars | 54% | 52% | | Plans with drug coverage | 71% | 66% | - Only 2 counties in Georgia have more plans. - The list includes 1 private fee-for-service (PFFS) plan. - With 52 plans on offer, Fulton County sits 32% above the average Georgia county (39.4 plans). - 9 insurers sell plans in Fulton County, above the Georgia county average of 6.7. ## What this means in Fulton County At 52 plans from 9 insurers, Fulton County sits above the Georgia county average of 39.4, so expect to compare in detail rather than pick the first plan that fits. Private fee-for-service (PFFS) plans work differently from HMOs and PPOs, so read how the plan pays providers and which providers accept it. Fewer PPO-type plans than usual means network fit matters more here. 83% of the plans (43 of 52) charge no monthly premium, so premium will not separate most of them. The out-of-pocket maximum, $3,400 to $9,850, shows what a bad year could cost. A $0 premium does not remove copays or coinsurance, and your Part B premium is separate. 56% of the plans are PPOs or Regional PPOs, which generally allow out-of-network care at a higher cost, so staying in network is less of a constraint than with an HMO. 28 of the 52 rated plans have 4 or more stars. CMS rates the insurer's contract, so look up the rating of the specific plan you are considering. ## How to compare plans in Fulton County - **Doctors and hospitals.** Ask each plan whether your doctors, your hospital and any specialists are in its network today. 22 of 52 plans here are HMO or HMO-POS and 29 are PPO-type, so the rules differ. - **Prescriptions.** 37 of 52 plans include drug coverage. For each drug, check the plan's formulary, the tier it sits on and the pharmacy you would use. - **Out-of-pocket cap.** The in-network maximum runs $3,400 to $9,850 a year depending on the plan, a gap of $6,450. The cap is what limits a hospital stay or a run of treatments. - **Extras and cost-sharing.** Compare copays for primary care, specialists and the emergency room, and any dental, vision and hearing benefits you would use. - **Star rating.** 28 of the 52 rated plans have 4 or more stars. Ask for the rating of the exact plan, then see how it handles the doctors and drugs above. Plan Finder at Medicare.gov shows every plan available at your address. If your ZIP code is in Fulton County, you can also [check plan counts for your ZIP code](https://seniortransitionassistance.com/medicare-advantage-zip/) on this site. ## Dates that matter for 2027 coverage - **Open enrollment runs October 15 to December 7, 2026.** You can join, switch or drop a Medicare Advantage plan in that window. - **Coverage changes take effect January 1, 2027.** Plans send an Annual Notice of Change in the fall listing what is different next year. ## Free local Medicare help in Georgia The State Health Insurance Assistance Program (SHIP) gives free, unbiased Medicare counseling. In Georgia it is run as Georgia State Health Insurance Assistance Program (SHIP). ### Georgia SHIP in Georgia Program Georgia State Health Insurance Assistance Program (SHIP) Phone [1-866-552-4464](tel:18665524464) (select option 4) Website [aging.georgia.gov/georgia-ship](https://aging.georgia.gov/georgia-ship) Program name, number and website as listed by the [SHIP National Technical Assistance Center](https://www.shiphelp.org/ships/georgia/), checked October 15, 2026. You can also reach Medicare at 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048) or compare plans at [medicare.gov/plan-compare](https://www.medicare.gov/plan-compare/). ## Questions about Medicare Advantage in Fulton County ### How many Medicare Advantage plans are in Fulton County for 2027? CMS lists 52 general Medicare Advantage plans in Fulton County, Georgia for 2027: 14 HMO, 8 HMO-POS, 1 PFFS, 26 PPO, and 3 Regional PPO. 37 of them include drug coverage. That count leaves out special needs plans (38 more, for people who qualify), cost plans and stand-alone drug plans. ### Are there $0 premium Medicare Advantage plans in Fulton County? Yes. 43 of the 52 plans (83%) have a $0 monthly plan premium. You still pay your Part B premium, and the plan may charge copays or coinsurance up to its out-of-pocket maximum. ### Which insurers offer Medicare Advantage plans in Fulton County? 9 insurers offer plans in Fulton County, Georgia. The five with the most plans are Humana (18), Aetna Medicare (6), Kaiser Permanente (6), Wellcare (6), Devoted Health (4). ### What is the most I could pay out of pocket in Fulton County? In-network out-of-pocket maximums for the 52 plans run from $3,400 to $9,850 a year, depending on the plan. The maximum covers covered services in the plan's network; it does not include the plan's monthly premium. ### How many Medicare Advantage plans in Fulton County have 4 or more stars? 28 of the 52 plans with a 2027 star rating are rated 4 stars or higher. No plans are not yet rated or have too little data, and star ratings are given to the insurer's contract. ## Sources and what is counted Source: [CMS Medicare Advantage and Part D Landscape source file, contract year 2027, release 202609.1](https://www.cms.gov/files/zip/cy2027-landscape-202609-1.zip) (file cy2027-landscape-202609-1.zip, CY2027_Landscape_202609.csv), data last updated September 22, 2026; [CMS 2027 Part C and D Star Ratings data tables](https://www.cms.gov/files/zip/2027-star-ratings-data-tables-oct-8-2026.zip) (Summary Ratings table), October 8, 2026; [U.S. Census Bureau Vintage 2025 county population estimates](https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/counties/totals/co-est2025-alldata.csv) (July 1, 2025). Plans counted by Senior Transition Assistance. A plan is one CMS contract and plan ID offered in Fulton County. Counts cover Medicare Advantage and Medicare Advantage with drug coverage plans that are open to everyone. Special needs plans, cost plans, employer-only plans and stand-alone Part D plans are not in the counts above. The $0-premium count uses the combined plan premium (Part C plus Part D) when the plan has drug coverage. Star ratings are CMS overall ratings for plans with drug coverage and Part C summary ratings for plans without. Out-of-pocket maximums are the in-network amounts CMS lists. Figures are for plan year 2027 and come from CMS files dated as shown; the CMS landscape can change before January 1. Confirm any plan's details on Medicare.gov or with the plan. ## Keep reading - [Medicare Advantage plans in 40 large US counties](https://seniortransitionassistance.com/medicare-advantage/counties/) - [Medicare open enrollment dates and changes](https://seniortransitionassistance.com/medicare-advantage/open-enrollment/) - [Medicare Advantage vs. Original Medicare](https://seniortransitionassistance.com/medicare-advantage/vs-original-medicare/) - [Medicare Advantage guide](https://seniortransitionassistance.com/medicare-advantage/) --- Canonical page: https://seniortransitionassistance.com/medicare-advantage/counties/ga/fulton-county/